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ASU Plans (Accident, Sickness and Unemployment)

ASU plans pay out a regular monthly benefit, typically for a maximum of one year, to provide short term assistance with mortgage payments and other regular bills if you were unable to work through accident or illness or if you were made redundant. We are able to provide you with instant quotes and online applications from the market leaders - British Insurance Ltd. Features include Day 1 cover (no waiting periods) and 3 months free premiums
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When you click to go to the British Insurance Limited website you will be able to get a no obligation and confidential instant quote, together with all the information you require to apply online for accident, sickness and unemployment insurance.  get quote...

ASU Protection
Accident, sickness and unemployment insurance (ASU) will pay out a regular monthly benefit, typically for a maximum of one year. You choose the level of potential benefit you require at outset and this will determine the monthly premium you pay. Trying to work out how long your savings would last for if you were unable to work as a result of being made redundant or suffering a health setback can be a pretty frightening exercise. In the current era of sky-high house prices many people would find that any spare cash was swallowed up by the mortgage payments alone within only a few months.



Those who assume that the so-called “State safety net” will bail them out in their hour of need may find that they are in for an unpleasant surprise - most homeowners would not be eligible for any State assistance with their mortgage by virtue of the fact that they have savings totalling over £8,000 or a full-time working partner.  Even the minority who do qualify for State support will only get help with interest (not capital) payments on mortgages of up to £100,000. Furthermore, this will not be available for the first nine months for those who started their mortgages after October 1995.
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British Insurance Limited are directly authorised and regulated by the Financial Services Authority under registration number 302674. Please be aware that responsibility under Financial Services Authority regulations will therefore be assumed directly by British Insurance Limited if you purchase accident, sickness and unemployment insurance from them.
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